Tuesday, January 28, 2014

Kuwait - Expense and Lifestyle

KUWAIT - EXPENSE AND LIFESTYLE




So, consider a very basic non extravagant chart

Example - 1 month expense, for 2 persons - both earnings totaling to KD 1000 only:

Rent - KD 150 to KD 200
Cooperative / Bakala - KD 80
Outside food when you are tired and want to spoil yourself - KD 15
Mobile re-charge - KD 5 
Car Fuel KD 15 - KD 20
Personal care - KD 20
Personal buys - KD 20
Entertainment / Sports - KD 25
Home improvements - KD 20

Applicable Interval payments - 
  • car service - depends on kms, vehicle type and what need to be done
  • gas 0.250 - 0.750
  • telephone - KD 30
  • satellite - varies
  • internet - varies
  • Gifts - varies
  • Medical - varies
  • Travel - varies
So, 
200 + 80 + 15 + 5 + 20 + 20 + 20 + 25 + 20 = KD 405

Rest of the amount (say around KD 600) can be kept aside for those interval payments during the year (and savings, if any). So, a savings of KD 600 for the next 11 months seem pretty neat! 

Those with kids, I understand you need to add up real good; primarily for their education. I am not there as yet, please account and adjust that amount in here as well :)

So, ideally you spend KD 405 for 2 persons a month... for your rent, food, mobile, fuel, personal care and outfits, sports and home improvement needs. If you consider to convert monthly expense of personal care, buys, entertainment, home improvements to interval expense... you most definitely get to save a certain sum additionally :). 

Well, that's a little quality life with the basic necessities met and with a little saving :). The rest of it, I'd advise you to practice yoga :D

Friday, January 17, 2014

40th wedding anniversary - Mom and Dad :)

40TH WEDDING ANNIVERSARY - MOM AND DAD



Marriage established : 17-Jan-1974 
4 decades of togetherness : 17-Jan-2014

A milestone indeed for mom and dad :)... considering all the storms they had to weather and wonderful memories they have gathered over the years.

Ruby anniversary as it is called...

But I decided to make it a little more personal and inexpensive :)

Got my family a hand made gift - Family members are represented by bears and cute dolls; the anniversary couple seated on a red sofa and the extended family surrounding them. Well, I made the sofa and the little pillow in between the couple - that says "Family Forever" :). I assembled all the family members appropriately, name tagged them, a little note on celebrating mom and dads'40th wedding anniversary :).

Now, I guess I need to make a transparent covering for it... working on it :)

So yes, this is my Ruby Anniversary gift for a lovely family that deserves happiness forever :)